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Große Auswahl an ‪Payments - Payments

  1. Riesenauswahl an Markenqualität. Folge Deiner Leidenschaft bei eBay! Kostenloser Versand verfügbar. Kauf auf eBay. eBay-Garantie
  2. Payment Technologies For E Commerce zum kleinen Preis hier bestellen. Große Auswahl an Payment Technologies For E Commerce
  3. EU rules on payment services The EU set up common rules for payments with the adoption of the first payment services directive (PSD 1) in 2007. The payment services directive established the same set of rules on payments across the whole European Economic Area (European Union, Iceland, Norway and Liechtenstein), covering all types of electronic and non-cash payments, such a
  4. The European Commission is working to create an efficient and integrated market for payment services in the EU. Single euro payments area (SEPA) SEPA establishes a single set of tools and standards that make cross-border payments in euro as easy as national payments
  5. Payment services (PSD 2) - Directive (EU) 2015/2366 Law details Information about Directive (EU) 2015/2366 including date of entry into force and a link to the summary
  6. Payment services and electronic money | European Banking Authority Payment services and electronic money The EBA's work in the area of payments and electronic money is aimed at ensuring that payments across the EU are secure, easy and efficient

BS Payone zählt zu den größten Payment-Anbietern in Europa und genau hier liegt auch immer noch der Fokus. Als Full-Service-Anbieter ist das Unternehmen gleichermaßen gut für stationären. Die Markant European Payment Services GmbH ist eine 100-prozentige Tochtergesellschaft der Markant Handels- und Industriewaren-Vermittlungs AG. Mit Lizenzerteilung am 09.09.2020 durch die BaFin erbringt die Gesellschaft Zahlungsdienste im Rahmen der Europäischen Zentralregulierung für Lieferanten und Händler der Markant in ganz Europa. Der Sitz des Unternehmens ist in Offenburg

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Dank der lückenlosen Akzeptanz von SIX Payment Services können Sie Ihren Kunden die Zahlung mit allen gängigen Zahlungsmethoden anbieten. Dazu zählen Kredit- und Debitkarten sowie mobile Zahlungslösungen. Das erhöht nicht nur die Kundenzufriedenheit, sondern auch die Chance für Spontankäufe SIX Payment Services (Europe) S.A. 10, rue Gabriel Lippmann. L-5365 Munsbach. Luxembourg (G-D) Phone: +352 3 55 66 1. Fax: +352 3 55 66 702. http://www.six-payment-services.com. info.lux@six-payment-services.com Payment Services in Europe / Dieser Service wurde eingestellt. E-Mail: muenchen@gsk.de muenchen@gsk.d

Payment services European Commissio

Thanks to the seamless acceptance of SIX Payment Services, you can offer your customers the option of paying with all common payment methods, including credit and debit cards as well as mobile payment solutions. This not only increases customer satisfaction, but also the probability of spontaneous purchases Payments across the euro area rely on a vast infrastructure that ensures funds and assets get safely from one place to another. We run part of this network and keep an eye on the rest. We also follow the financial markets. This gives us information for our core task of keeping prices stable, which contributes to economic growth. A digital euro. New technology is transforming how we pay. We. Payment service act license from the Austrian Financial Market Authority (FMA) GSMA member and MVNO license holder; 2000. Incorporation of DIMOCO; headquartered in Brunn/Vienna South, Austria. 2001. First mobile service provider to connect Austrian mobile network operators . 2003. Successfully entering German and Swiss markets. 2004. Successfully entering Central & Eastern European markets.

Von SIX Payment Services dürfen Sie nicht nur die zuverlässige Abwicklung von bargeldlosen Zahlungen erwarten, sondern ein lückenloses Portfolio an massgeschneiderten Dienstleistungen. Mit den benutzerorientierten Mehrwertlösungen von SIX Payment Services erhöhen Sie die Kundenzufriedenheit und -treue und schaffen so die Basis für attraktive Umsatzsteigerungen Payment services and large-value and retail payment systems. These statistics cover important aspects of payment transactions in EU countries, such as information on payment services and the main payment and settlement systems, as well as data on the general economic situation for the purposes of comparison The Payment Service Provider (PSP) DIMOCO Payment Services connects online merchants with one interface to over 100 payment methods worldwide. Only one connection is necessary for onboarding, allowing payment processing for credit cards such as Visa and MasterCard, SEPA Direct Debit, paysafecard, eps- and Sofortüberweisung, PayPal, giropay, and cryptocurrencies for eCommerce shops. + Why. Als Payment-Service-Provider (PSP, englisch für Zahlungsdienstleister) bezeichnet man Unternehmen, die sich um die technische Anbindung von Online-Bezahlmethoden bei Onlineshops kümmern. Beispiele solcher Bezahlmethoden sind PayPal, Giropay, Sofortüberweisung oder auch Kreditkartenanbieter wie Mastercard und Visacar

1. What is the Payment Services Directive? The first Payment Services Directive (PSD1) was adopted in 2007. This legislation provides the legal foundation for an EU single market for payments, to establish safer and more innovative payment services across the EU. The objective was to make cross-border payments as easy, efficient and secure as 'national' payments within a Member State The register is established based on the requirement of Article 15 (1) of Directive (EU) 2015/2366 on payment services in the internal market (PSD2), as well as the supplementing Commission Implementing Regulation (EU) 2019/410 and the Commission Delegated Regulation (EU) 2019/411 of 29 November 2018, which are based on the RTS and ITS on the EBA Register under PSD2 published by the EBA in December 2017 Als Bankkarten-Prozessor und Marktführer in der Schweiz, in Österreich und Luxemburg, bietet SIX Payment Services Processing-Lösungen für das bargeldlose Zahlen für den europäischen Markt an. Sie stellt den Zahlungsablauf für Emittenten von Karten sowie die Karten-Akzeptanz bei Einzelhändlern für länderübergreifende Kartenprogramme sicher Akceptacja kart w dowolnym miejscu i czasie oraz innowacyjne rozwiązania dla płatności internetowych i mobilnych: SIX Payment Services świadczy usługi akceptacji płatności bezgotówkowych dostosowanych dokładnie do wymagań Twoich klientów

The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, which replaced the Payment Services Directive (PSD), Directive 2007/64/EC) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA) Wählen Sie Ihr Login. Processing Lösungen. Processing Lösungen. SIX Payment Services - viel Erfahrung, hohe Zuverlässigkeit und volle Flexibilität. Überblick. Issuing Processing. Überblick Issuing Processing. Kreditkartenprogramme. Debitkartenverarbeitung Euro Payment Group GmbH, Europa-Allee 52, 60327 Frankfurt am Main (hereinafter referred to as EPG) welcomes your visit to our website as well as your interest in our company and our services. Data protection is more than lip service for us, so we take the protection of your personal data very seriously and treat your data very carefully and confidentially. The current data protection. Simple to Use, User-friendly & Easy to Use. Get Your Demo Today European Payment Services > Home; About EPS; Press Releases; Solutions; Contact; Simplifying Payment Acceptance Across Europe. EPS is a leading provider of technology to businesses that simplifies the acceptance of card payments across Europe. We provide a single integrated solution that gives our customers the flexibility to accept any card in any country via any acquirer through any channel.

Otherwise, the conversion will be put at risk. In this article, we cover the most popular payment methods in European countries. Payment habits and preferences of Europeans One in four Europeans with access to the internet purchased products or services online at least once a week. MasterCard research, 201 The revised Payment Services Directive (PSD2) and the transition to stronger payments security. The revised Payment Services Directive (PSD2) updates and enhances the EU rules put in place by the initial PSD adopted in 2007. The PSD2 entered into force on 12 January 2016 and EU Member States were given until 13 January 2018 to transpose it into.

Payment services (PSD 2) - Directive (EU) 2015/2366

The German website Kreditkarte.net has published a comprehensive overview of the 60 payment service providers that are active on the German market. Their services are placed side by side, so you can compare them easily. See what every PSP cost, what payment methods they offer, if they can be used with your shopping cart software and if they offer fraud prevention Payment institutions are only allowed to provide a limited set of services, i.e. payment services. They are not allowed to take deposits and are only allowed to hold funds for the provision of payments. Credit institutions, by contrast, have a much wider scope of activities than payment institutions; they can engage in the whole spectrum of banking activities, including the holding of deposits. Payment Service Provider gehören im Online Business einfach dazu. Sie steigern Ihre Verkäufe, die Kundenzufriedenheit, die Geschwindigkeit der Abwicklung und sparen eine Menge Arbeit. Im Endeffekt bedeutet das mehr Umsatz bei weniger Aufwand. Das gilt aber nur, wenn Sie auch den richtigen Anbieter gewählt haben. Die Auswahl ist groß und nicht jedes Angebot ist für jedes Unternehmen. ePayment Service Europe AB har 0 anställda och gjorde ett resultat på 155 KSEK med omsättning 7 178 KSEK under 2019. Bolaget hade då en omsättningstillväxt på -0,2 %. ePayment Service Europes vinstmarginal låg vid senaste årsbokslutet på -0,0 % vilket ger ePayment Service Europe placeringen 311 252 i Sverige av totalt 658 998 aktiebolag There is a 0-1%* fee for each payment received via local bank transfer in USD.Payments received in all other currencies are free of charge. *Receiving payments via Global Payment Service in USD is free for customers from the following countries: Japan, India, South Korea, Thailand, UK, and USA. For wire transfers in USD, there may be fees taken by intermediary banks that participate in sending.

Payment Services. The offices of Credit Europe Bank NV in the Netherlands and Malta provide payment services through a current account to corporate customers. Below information on this service is provided. For information on the payment services of our other offices, please click on the country name to find the contact details value-added services extending well beyond payments settlement—including fraud controls and cart optimization for the fast-growing e-commerce segment. In a separate chapter we look at the specific opportunity for small- and medium-size enterprises, a segment that has historically been expensive to serve for large incumbents, but which has been the focus of many fintech attackers and is well. Payment services (PSD 1) - Directive 2007/64/EC. Law details. Information about Directive 2007/64/EC including date of entry into force and links to summary and consolidated version. Amending and supplementary acts. Amendments. Implementation. Implementation by EU countries. Guidance on the implementation and interpretation of the law. Who we work with. The Commission works with the EBA and 3. Directive on Payment Services (PSD) (European Commission). KEY TERMS Payment services: services enabling cash to be placed on or withdrawn from a payment account, as well as all the operations required to operate the account. This can include transfers of funds, direct debits, credit transfers and card payments. Paper transactions are not covered by the directive. MAIN DOCUMENT Directive (EU. Bieten Sie Ihren Kunden im Ladengeschäft modernste Kontaktlostechnik und profitieren Sie von der hohen Kaufkraft und Spontankäufen. In Ihrem Online-Shop wählen Sie aus mehr als 100 Zahlungsarten und steigern Ihre Conversion. Konzentrieren Sie sich auf Ihr Geschäft, wir kümmern uns um die bargeldlose Zahlung

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In this fourth installment of our cross-border payment services series, we examine the top 10 providers for Europe, Middle East and Africa (EMEA) The register is established based on the requirement of Article 15(1) of Directive (EU) 2015/2366 on payment services in the internal market (PSD2), as well as the supplementing Commission Implementing Regulation (EU) 2019/410 and the Commission Delegated Regulation (EU) 2019/411 of 29 November 2018, which are based on the RTS and ITS on the EBA Register under PSD2 published by the EBA in.

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Here in Europe it´s not all about credit cards. There are actually many, many different online payment methods. Let´s have a look at what customers in certain European regions and countries tend to use if they order goods online. You´ll notice common names like Paypal, but also some very local ones, like Dankort Payment services and large-value and retail payment systems. These statistics cover important aspects of payment transactions in EU countries, such as information on payment services and the main payment and settlement systems, as well as data on the general economic situation for the purposes of comparison Following EU withdrawal, the PSRs and EMRs were amended by the Electronic Money, Payment Services and Payment Systems (Amendment and Transitional Provisions) (EU Exit) Regulations 2018 (the EPPRs). Following EU withdrawal, we made technical standards on strong customer authentication and common and secure methods of communication (SCA-RTS) to apply in the UK, together with changes to our Handbook Zahlen & Fakten Die PSA Payment Services Austria GmbH (PSA) hat im Jahr 2012, im Zuge einer Neustrukturierung des österreichischen Kartenmarktes, als Rechtsnachfolger den Debit Issuing Support (Bankomat®Karten), sowie das ATM Acquiring (Betreuung des Bankomat®Systems in Österreich), von der PayLife Bank GmbH übernommen

SIX Payment Services erbringt ihre Dienstleistungen im Bereich Payment & Clearing in 27 Ländern. SIX Payment Services ist seit Ende 2018 eine hundertprozentige Tochtergesellschaft von Worldline. Die SIX Group hat im Gegenzug eine Beteiligung von 27 % an Worldline erhalten. Der Firmenname bleibt erhalten. Tätigkeitsgebiete. Die Tätigkeitsfelder erstrecken sich rund um den kartenbasierten. S.I. No. 6/2018 - European Union (Payment Services) Regulations 2018. View SI Amharc ar an IR; Amendments Leasuithe; Open PDF Oscail PDF ; Notice of the making of this Statutory Instrument was published in Iris Oifigiúil of 12th January, 2018. I, PASCHAL DONOHOE, Minister for Finance, in exercise of the powers conferred on me by section 3 of the European Communities Act 1972 (No. 27 of. Enfuce Payment Services. Scale your business through payment services that your customers can trust and love. Enfuce specializes in next-level card issuing and payment processing services. With our secure, scalable approach and versatile product offering, we provide our customers the payment solutions they need to enter and succeed in the fast-changing market. Card issuing and Payment. EU Payment Services Directives Aim to Increase Innovation and Competition . As its name suggests, PSD2 is the second EU Payment Services Directive aimed at improving payment services across Europe. The first, in 2007, was designed to make cross-border payments as easy, efficient and secure as national payments within a single EU country. 5 Among other achievements, the directive facilitated.

Not just one or two, you can start with Skrill or PAYMILL or brownsing through the list here: 10 Online Payment Service Providers You Need To Know Abou SIX Payment Services (Europe) S.A., Zweigniederlassung Österreich - Kreditkartengesellschaften in 1030 Wien Telefonnummer, Öffnungszeiten, Adresse, Webseite, E-Mail & mehr auf HEROLD.at Entdecken Sie Amazon Pay, den Online-Bezahldienst von Amazon, der das Bezahlen in Ihrem Shop für Hunderte Millionen Amazon Kunden schneller und sicherer macht 2. Fondy. Fondy is an intuitive payment gateway system created for entrepreneurs to perform online business transactions in Europe. From credit cards and e-wallets to direct payouts, this platform can simplify payment processing without compromising security. It supports an extensive selection of currencies including USD, EUR, and GBP, and can handle both one-time and recurring payments

Payment services and electronic money European Banking

The Payment Services Regulations 2017 - the PSR's approach to monitoring and enforcement - factsheet Access and governance report on payment systems 2019 - Visa Europe Access and governance report on payment systems 2019 - Mastercard Access and governance report on payment systems 2019 - LINK Scheme Ltd. The European Banking Authority (EBA) launched today a consultation on its draft Guidelines specifying the information to be provided by applicants intending to obtain authorisation as payment and electronic money institutions as well as to register as account information service providers under the revised Payment Service Directive (PSD2).These Guidelines are in support of the objective of. Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance) Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment.

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Payment-Anbieter: 8 Bezahldienste im Vergleic

SIX Payment Services (Europe) S.A., Zweigniederlassung Österreich. Wir sorgen für bequemes, einfaches und sicheres Bezahlen mit Karte und stehen für Kundennähe und persönlichen Service. SIX Payment Services gehört seit Ende 2018 zu Worldline und damit zum größten europäischen Technologiepartner für Banken und Händler Falls Sie Fragen oder Probleme haben, wenden Sie sich bitte an Ihren Benutzer-Support Market (PSD2) updates the first EU Payment Services Directive published in 2007 (PSD1), which laid the legal foundation for the creation of an EU-wide single market for payments. PSD2 came into force on January 13, 2016, and is applicable from January 13, 2018, by which time member states must have adopted and published the measures necessary to implement it into their national laws3. The.

Markant European Payment Services GmbH: Globa

The Second Payment Services Directive (PSD2) is a fundamental piece of payments related legislation in Europe, which entered into force in January 2016. PSD2 is the product of a review of the original Payment Services Directive and requires payment service providers (PSPs) to make a significant number of changes to existing operations. The Directive requires that all Member States implement. A payment service provider (PSP) offers shops online services for accepting electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit, bank transfer, and real-time bank transfer based on online banking.Typically, a software as a service model and form a single payment gateway for their clients (merchants) to multiple payment methods 1. Overview. From 1 January 2021 following the end of the transition period with the EU the VAT rules applying for supplying services between the UK and EU member states will become the same as. the EU: The (European Monographs) by Payment Services in. SEPA auf das. Freunde haben den Test empfohlen und ich bin nicht enttäuscht wurden. Keine Bedenken, dass ich auf den Testsieger hier vertrauen kann. Kosmos 695156 Escape 4 Personen, mehrfach Escape-Room-Spiel, spannendes Gesellschaftsspiel Tales - Low-Memory, auf den Verlauf Room Spielen Ideal die zahlreichen Rätsel Der Thriller.

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Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes, including fraud prevention, and subscription management. Use Stripe's payment platform to accept and process payments online for easy-to-use commerce solutions The European Banking Authority (EBA) launched today a public consultation on the draft regulatory technical standards (RTS) and implementing technical standards (ITS) on the EBA electronic central register under the Payment Services Directive (PSD2), which respectively set requirements on the development, operation and maintenance of the register and the information to be contained in it PSD2 is an EU Directive which sets requirements for firms that provide payment services, and will affect banks and building societies, payment institutions, e-money institutions and their customers. As well as promoting innovation, PSD2 aims to improve consumer protection, make payments safer and more secure, and drive down the costs of payment services. The new regime will be in force from 13. Pan-European Crowdfunding platforms allowed to provide services across all EU The European Parliament approved approved crowdfunding rules that will apply to all member states thus finally offering a pan-European approach to online capital formation while removing much of the friction in the current ecosystem that suffers from regulatory fragmentation. The... International tax, audit. Definition of Payment terms for Europe.pdf (EN, 148.6 KB, 1 Page) Local Information Find country-specific information of particular relevance for the local market, such as vessel calls, customer information and circulars, local documents and regulations. Please select your local page as desired from the countries listed below: Turkey United Kingdom Ireland Service & Informationen. Büros.

Die Abwicklung von Online-Zahlungen für Internetunternehmen. Stripe ist eine Kombination aus Zahlungs-APIs, die den Handel für Online-Unternehmen aller Größen ermöglicht und ebenfalls Betrug vorbeugt und das Verwalten von Abonnements möglich macht. Nutzen Sie die Zahlungsplattform von Stripe als eine einfach zu verwendende Lösung, um Zahlungen online anzunehmen und abzuwickeln Our CUSTOMERS. We are very enthusiastic about our partnership with PPRO! Not only have they opened up a world of possibilities when it comes to offering our merchants a great portfolio of local payment methods, they have also broadened our merchant scope. And they're a delight to work with: quick, client-oriented, available when you need help. Mit PayPal einfach und sicher bargeldlos bezahlen, Zahlungen empfangen & Geld senden. Profitieren auch Sie vom Käuferschutz & Verkäuferschutz All official European Union website addresses are in the europa.eu domain. See all EU institutions and bodies. Cookies. This site uses cookies to offer you a better browsing experience. Find out more on how we use cookies and how you can change your settings. I accept cookies. I refuse cookies . Version: 1.0.12 Last modified: Wed Nov 25 2020 04:36:00 GMT-0800 (Pacific Standard Time). Payment systems in Europe can vary wildly per country. Find out in our analysis page and start off your research into Europe's payment methods

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Payment institutions are permitted to provide payment services alongside banks and other financial institutions. By means of a European passport available to them under the PSD, payment institutions can offer payment products and services across borders, thus making it attractive for European consumers to pay and receive funds within as well as outside their home country For Europe: +353 1 726 2909 UK: 0845 399 1130. Further information is available at any time through your Paymentech Online account. Out of Courts Complaints and Redress Procedures. J.P.Morgan has in place complaint resolution procedures to settle complaints of Merchants arising from their rights and obligations under Parts 3 and 4 of the Payment Services Regulations 2018. If you have a. Here in Europe it´s not all about credit cards. There are actually many, many different online payment methods. Let´s have a look at what customers in certain European regions and countries tend to use if they order goods online. You´ll notice common names like Paypal, but also some very local ones, like Dankort Looking ahead, the Europe-wide rise of subscription services could also drive direct debit payments. Merchants that take recurring payments should also consider direct debit payments, as well as cards, which can also be used. The likes of bank transfers and open invoices, however, would not be suitable for such merchants Die PPS Perfunctio Payment Service GmbH mit Sitz in Hamburg stellt sich vor. Als technischer Dienstleister, mit den Kernkompetenzen Payment, Risk Management und IT Outsourcing, bietet die PPS ihren Kunden maßgeschneiderte Komplettlösungen, welche sich optimal in die bestehenden Geschäftsprozesse einbinden lassen

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Elektronische Transaktionen. Die EU-Rechtsvorschriften sorgen dafür, dass Sie und Ihre Kunden elektronische Transaktionen einfach abwickeln können. Das bedeutet, dass Banken für Zahlungen in Euro in der gesamten EU nicht mehr berechnen dürfen als für gleichwertige nationale Transaktionen. Banken mit Sitz in EU-Ländern außerhalb des Euro. Paymentworld Europe kündigen in 2 Minuten. Geprüftes Kündigungsschreiben, Anschrift vorhanden & direkt online versenden 100% siche The European Payments Initiative (EPI), previously known as the Pan-European Payments System Initiative (PEPSI), is a European Central Bank-backed payment-integration initiative aiming to create a pan-European payment system and interbank network to rival Mastercard and Visa, and eventually replace national European payment schemes such as France's Carte Bancaire and Germany's Girocard Guter Service ist uns wichtig. Wir möchten, dass Sie mit Ihrer EVO Lösung rundum zufrieden sind. Dazu gehört für uns, dass wir Ihnen den Umgang mit dem komplexen Electronic-Payment-Bereich und seinen stetig wachsenden Möglichkeiten so leicht wie möglich machen Payment service providers across the EU have developed authentication solutions based on the use of two or more elements categorised as 'knowledge' (something only the user knows), 'possession' (something only the user possesses) and 'inherence' (something the user is, e.g. biometrics). Looking to the future, strong customer authentication must become the norm when paying online, e.

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When you buy goods or services in the EU, you have to be clearly informed about the total price, including all taxes and additional charges. For online purchases, you should explicitly acknowledge - for example by pressing a button - that you are aware that placing your order implies an obligation to pay. Warning. If you want to make an online payment for more than €30, you will need to. Trusted by 200.000 merchants across Europe. Payment preferences are local, personal and even cultural. We speak your language and under-stand your needs. With technology that delivers the incredible, we can help you choose the payment solution that best suits your customers and boosts your conversion rate. All payments in one click No more complexity! You get one contract, one settlement, one. Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance) Richtlinie (EU) 2015/2366 des Europäischen Parlaments und des Rates vom 25. November 2015 über. 1 Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36EU and Regulation 1093/2010, and repealing Directiv Payment Services Directive 2 What is it? The so-called PSD2 is the revision of an existing directive from 2007, called the Payment Services Directive or PSD or PSD1. Since it is a directive, it will need to be transposed/ implemented within the law of the EEA Member States (as opposed to an EU Regulation that is directly applicable in the various Members States). Most of the PSD2. Payment services, large-value payment systems and retail payment systems. These statistics cover important aspects of payment transactions in EU countries, such as information on the availability and usage of different payment services and the main payment and settlement systems, as well as data on the general economic situation in each country for the purposes of comparison

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